Illustration showing a spy listening and watching unsuspecting people on their devices, conveying how the Mispaud banking trojan works

The Mispadu banking trojan is a notorious threat that has sent shockwaves through the financial sector. In this comprehensive guide, we'll break down the Mispadu banking trojan in simple terms, exploring its tactics, its impact on your device, and most importantly, equipping you with actionable steps to detect and eliminate this danger.

Understanding the Mispadu Banking Trojan

Picture the Mispadu banking trojan as a digital spy with a singular mission: stealing sensitive financial information. It masquerades as legitimate apps or files, sneaking onto your device without your knowledge. Once inside, it hunts for login details, credit card numbers, and more.

How Mispadu Works

Mispadu sneaks into users’ digital lives using fake emails or compromised websites. Imagine receiving an email that seems trustworthy, urging you to open an attachment or click a link. In an instant, the trojan gains entry to your device.

From there, Mispadu patiently waits, observing the user’s actions. When they log into their bank account, the trojan snatches their credentials. It can even access your credit card details as the user shops online.

Recognizing Mispadu’s Tactics

  1. Phishing Hooks. Mispadu’s favorite trick is phishing. It sends crafty emails to lure victims into clicking harmful links or downloading malicious files.
  2. Deceptive Attachments. Imagine receiving a fake invoice or an urgent document. Mispadu often hides in attachments that victims are tempted to open.
  3. Fake Websites. Mispadu might redirect victims to realistic-looking fake banking websites. These sites may appear genuine, but they are actually traps intended to pilfer the victim’s information.
  4. Silent Spying. Once installed, Mispadu secretly records a user’s keystrokes, logging every key they press. These patterns can reveal sensitive information like passwords and PINs.
  5. Sneaky Screenshots. The trojan can take screenshots of a victim’s screen when they use banking apps, capturing sensitive data.

The Mispadu Banking Trojan Basics

Mispadu first emerged in 2019, primarily targeting Latin American banks and credit unions. It quickly expanded its territory beyond Latin American borders. It targets both individuals and organizations.

Mispadu is also smart. It changes tactics to avoid getting caught and to stay dangerous.

Mispadu Credential Theft Patterns

Here’s how Mispadu goes to work stealing sensitive information.

Theft of Banking Data

The banker mainly makes use of the keylogger module for the theft of banking credentials. Attackers also rely on the use of phishing injections that are shown to the user when they are needed. For example, bad actors may use a 2FA code-stealing injection.

Theft of Stored Credentials

Using known software and developed routines in malware, Mispadu can steal stored credentials using:

  • WebBrowserPassView: software used to obtain the passwords stored in most of today’s browsers.
  • Mail PassView: This software is used to obtain the credentials of e-mail accounts configured on the system.
  • FileZilla FTP Stealer: The malware itself also implements credential theft for the FileZilla FTP client.

Clipboard Crypto-Hijacking

Detecting the text copied and sent to the system’s clipboard to check if it contains the address of a cryptocurrency wallet. The trojan will replace it with an address belonging to the attacker and different from the one copied by the user.

Shielding Against Mispadu

Banks can take several important steps to protect themselves and their customers from Mispadu. These steps include:

  1. Stay Updated. Encourage customers to regularly update their operating systems, browsers, and security software. This patches up holes Mispadu might exploit.
  2. Phishing Radar. Warn customers to approach unsolicited emails with caution. Remind them not to rush into opening attachments or clicking links and to verify the sender’s identity.
  3. Fortify Passwords. Tell customers to beef up their passwords using a combination of letters, numbers, and symbols. Also, encourage them to use different passwords for different accounts.
  4. Double Lock. Urge customers to activate two-factor authentication (2FA).
  5. Scan Routinely. Remind customers to set up regular device scans with trusted antivirus software to guard against Mispadu and its kin.
  6. Educate and Share. Teach customers about the dangers of Mispadu and urge them to spread the word to their friends and family. The more people know, the safer we all become.


Mispadu is a modern-day digital bandit targeting customer finances. With the knowledge of its tactics and its ability to meddle with your device permissions, customers are better positioned to protect themselves. Stay vigilant, keep your devices safe, and remember that knowledge is your strongest armor when it comes to cyber threats like Mispadu.