The Future of Payments Compliance in Europe

Open Banking and the Payment Services Directive 2 (PSD2) transformed the European payments market, and it’s about to happen again. EU and UK regulators are working on PSD3, the next iteration of an open banking ecosystem. PSD3 is expected to focus on fraud challenges and to mandate API standards and data exchange protocols.

This whitepaper outlines the critical innovation and regulation trends influencing PSD3. Download the paper to learn:

• how PSD2’s strong customer authentication component shifted, rather than solved, the EU’s fraud problem
• what potential regulations for embedded finance services could look like under PSD3
• how a proposed legal framework for artificial intelligence could impact organizations worldwide.